20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
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$ 675,000
Est. payment | /mo

2 Beds

2 Baths

1,279 SqFt


Save
$ 675,000
Est. payment | /mo
Save

2 Beds

2 Baths

1,279 SqFt

Key Details

Property Type Condo

Sub Type Condominium

Listing Status Active

Purchase Type For Sale

Square Footage 1,279 sqft

Price per Sqft $527

Subdivision Harborgate

MLS Listing ID 4414906

Bedrooms 2

Full Baths 2

HOA Fees $362/mo

HOA Y/N 1

Abv Grd Liv Area 1,279

Year Built 1985

Property Sub-Type Condominium

Property Description

A RARE LAKE NORMAN OPPORTUNITY — CASH OR CONVENTIONAL FINANCING WELCOME, PLUS EXCEPTIONALLY FLEXIBLE SELLER FINANCING AVAILABLE WITH AS LITTLE AS 10% DOWN, A COMPETITIVE INTEREST RATE, AND PAYMENT OPTIONS DESIGNED AROUND THE BUYER'S NEEDS.

Big-water views are among the most coveted perspectives on Lake Norman—and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living.

Residence #404 is one of the select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. From peaceful morning reflections to vibrant sunset skies, the ever-changing lake scenery becomes part of the experience of living here.

Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, providing convenient access to Lake Norman.

The interior has recently undergone significant updates designed to create a fresh, sophisticated, move-in-ready feel. The beautifully updated kitchen is complemented by gleaming hardwood floors, while the primary bathroom has been extensively remodeled with crisp, contemporary finishes and a striking new glass shower enclosure. The guest bathroom has also been refreshed with an upgraded vanity countertop and additional improvements. Together, these enhancements give the home a bright, polished appearance while maintaining the warmth and character of waterfront living.

The open living and dining areas flow naturally toward the water, with expansive views creating an impressive focal point throughout the main living space. A wood-burning fireplace adds warmth and character, while the private balcony provides the perfect setting for morning coffee, evening cocktails, or simply watching life unfold across Lake Norman.

The two-bedroom, two-full-bath floor plan offers comfortable single-level living with the rare combination of exceptional views, true lake access, a deeded boat slip, updated interiors, and a premier Cornelius location convenient to dining, shopping, entertainment, and everything the Lake Norman lifestyle has to offer.

AND HERE IS THE OPPORTUNITY THAT TRULY SETS THIS PROPERTY APART: SELLER FINANCING IS AVAILABLE AS AN OPTIONAL ALTERNATIVE TO CASH OR CONVENTIONAL FINANCING. Qualified buyers may have access to a lower down payment, competitive interest rate, a 30-year amortization, and a customized payment structure ranging from interest-only to fully amortized. Seller financing also eliminates traditional lender points and loan origination fees and may eliminate the need for a lender-required appraisal—potentially saving thousands in upfront financing costs. Terms are negotiable and subject to seller approval.

Few Lake Norman properties combine this caliber of view, direct boating access, recent updates, and financing flexibility in one offering. Residence #404 is ready for its next chapter.

Location

State NC

County Mecklenburg

Zoning GR

Body of Water Lake Norman

Rooms

Primary Bedroom Level Main

Main Level Bedrooms 2

Interior

Interior Features Cable Prewire, Storage, Walk-In Closet(s)

Heating Heat Pump

Cooling Ceiling Fan(s), Central Air, Heat Pump

Flooring Tile, Wood

Fireplaces Type Living Room, Wood Burning

Fireplace true

Appliance Dishwasher, Disposal, Electric Range, Electric Water Heater

Laundry Electric Dryer Hookup, Main Level

Exterior

Exterior Feature Storage

Community Features Cabana, Clubhouse, Outdoor Pool, Picnic Area, Recreation Area, Sidewalks, Street Lights, Walking Trails

Utilities Available Cable Available, Electricity Connected

Waterfront Description Beach - Private,Beach - Public,Boat Slip – Community,Boat Slip (Deed),Dock,Paddlesport Launch Site,Pier - Community

View Long Range, Water, Year Round

Roof Type Architectural Shingle

Street Surface Asphalt,Paved

Porch Deck, Screened

Garage false

Building

Lot Description Waterfront

Dwelling Type Site Built

Foundation Basement, Permanent

Sewer Public Sewer

Water City

Level or Stories One

Structure Type Hardboard Siding

New Construction false

Schools

Elementary Schools Cornelius

Middle Schools Bailey

High Schools William Amos Hough

Others

Pets Allowed Yes

HOA Name Main St Management

Senior Community false

Restrictions Building

Special Listing Condition None

Listed by Paul Yancey • Southern Homes of the Carolinas, Inc • paulyanceyrealtor@gmail.com

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20407 Harborgate CT #404